Commercial Office Mortgage Brokerage
$2.1B+
Total Funded
4.9%
Avg. Rate Secured
18
Day Average Close

Office acquisition financing that closeswhile others are still quoting.

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The same loan.
Two very different outcomes.

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Deal
Owner-Occupied Refinance
Loan Amount
$3,850,000
Property
24,000 SF Suburban Office — Naperville, IL
Bank Direct
ORIGINAL OFFER
Interest Rate7.85%
Loan Term20 yr / 5 yr fixed
Amortization20 years
Prepayment Penalty5-4-3-2-1 step-down
Days to Close74 days
Origination Fee1.50%
Annual Debt Service$336,200
Brokered
RESTRUCTURED
Interest Rate
6.40%−145 bps
Loan Term
25 yr / 7 yr fixed+2 yrs
Amortization
30 yearsLower pmt
Prepayment Penalty
Step-down waived yr 4+Flexible
Days to Close
19 days−55 days
Origination Fee
0.75%−$28,875
Annual Debt Service
$289,400−$46,800/yr
Bank Direct
Brokered
145 bps
Rate Reduction
7.85% → 6.40%
$46,800
Annual Savings
Debt service reduction
55 days
Days Saved
74-day → 19-day close

From single-asset to
portfolio-grade execution.

Every deal type. Every lender type. One desk that knows the difference.

Portfolio Acquisition

6-Property Suburban Office Portfolio

Chicago MSA

Loan
$28.4M
Rate
6.15%
LTV
72% LTV
DSCR
1.38x DSCR
Close
23 days
Lender
Life Company

Cross-collateralized structure across Cook, DuPage & Will counties. Non-recourse with carve-outs. Secured life company pricing 90 bps below regional bank best offer.

Construction-to-Perm

Medical Office Build

Nashville, TN

Loan
$12.1M
Rate
6.55%
LTV
65% LTC
DSCR
1.45x stabilized
Close
17 days
Lender
CMBS

Dual-phase financing locked at construction start. Permanent rate floated into CMBS execution.

Owner-Occupied Acquisition

HQ Campus Purchase

Denver, CO

Loan
$7.2M
Rate
6.30%
LTV
80% LTV SBA
DSCR
Close
14 days
Lender
SBA 504

SBA 504 paired with conventional first. Owner-occupant occupying 75%+ of space. 10% down, 25-year term.

Refinance + Cash-Out

Stabilized Class-B Portfolio

Dallas–Fort Worth

Loan
$19.7M
Rate
6.25%
LTV
70% LTV
DSCR
1.52x DSCR
Close
21 days
Lender
Agency / Freddie SBL

Cash-out refi unlocked $4.1M equity for reinvestment. Freddie SBL execution beat CMBS by 38 bps.

Lender Network

Life CompaniesCMBS ConduitSBA 504Freddie SBLFannie MaeBridge LendersCredit UnionsRegional BanksDebt FundsFamily OfficesLife CompaniesCMBS ConduitSBA 504Freddie SBLFannie MaeBridge LendersCredit UnionsRegional BanksDebt FundsFamily Offices

The borrowers who
stopped going direct.

We had a term sheet from our relationship bank at 7.65%. Underwrite came back in 48 hours with a life company at 6.20% on a 25-year amortization. That's $58,000 a year back in our operating budget.

Rate
6.20%
Close
21 days
Deal
$11.3M Portfolio Refi · Chicago MSA
MD
Marcus Delgado
Managing Partner, Delgado Office Ventures

As a CFO, I needed the math to work on a balance sheet conversion. Underwrite modeled four structures before recommending SBA 504. We closed in 14 days. Our rent expense is now equity.

Rate
6.35%
Close
14 days
Deal
$7.8M Owner-Occupied · Nashville
JP
Jennifer Park
CFO, Meridian Health Systems

Third portfolio acquisition with Underwrite. The lender relationships they bring are genuinely different — life company pricing on assets that banks won't even quote. Non-recourse every time.

Rate
6.10%
Close
26 days
Deal
$34.5M Multi-Property · DFW
TO
Thomas Okafor
Principal, Oakridge Capital Partners

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Two fields. Instant range. No email required. When you're ready to go from estimate to locked rate, the consultation button is right there.

Estimates based on current life company & CMBS execution
Assumes stabilized occupancy (85%+) and standard LTV
Rate locks available at consultation
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